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• Use cash instead of credit cards. You'll be more aware of how much you're spending.

• Don't be afraid to buy second-hand goods. Used books, clothes and accessories can often be found online in good condition at a fraction of the retail price.

• Check cable, cell phone and banking statements for any services you may not need or even know you have.

• Go online to comparison sites before making any big purchases.

• Learn to cook and rely less on eating out. Eating just a few extra meals a week at home can add up to significant savings over time.

• Try activities that don't cost money: Hiking, card game nights, borrowing movies from the library, etc.

• Take your own snack/lunch to work.

Source : thestate.com